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Tuesday, February 24, 2009

Get the best Prepaid Mobile Plan

By Floyd Smithfield

How do you select what is best for you in the jungle of prepaid mobile plans and offers? Read this guide - regardless of where you live in the world, it will help you to choose the plan that will make you spend less.

To begin with, you need to understand that there are stark differences between the available prepaid mobile offers. They may seem the same at first glance, or perceptions of differences may at first only be tied to the operators' advertising campaigns, but once you look deeper, you will understand the differences.

As for the handset, you will not get a subsidised one as offered with lock-in contracts by opting for a prepaid mobile. But even if you get an expensive mobile phone the cost savings will make themselves felt in the long term, as prepaid mobile plans are usually cheaper. But remember that you will have to pay the full price of the handset right away.

The first thing to know about prepaid mobile pricing is that you can top up your credit in different amounts, and generally, topping up big amounts will bring you bonuses such as more airtime or cheaper text messages. It is usually more convenient to top up rarely with, say, fifty dollars than very often with five dollars.

That said, bear in mind that prepaid mobile credit expires. You need to know when your credit expires, and if it's about to do so you can take advantage of a feature called rollover. This means that if you add some credit, the old credit's expiration date will become the same as for the new credit.

If you phone a lot but not during normal office hours, for instance because at that time you are at school, work, or at home, you should check out off-peak prepaid mobile rates. These can be a great money-saver if you mostly call in the evening or on Saturday and Sunday.

Depending on whether you call a lot over long distances, reduced rate international calls (or, in the US, interstate calls) could also be convenient. You may have to pay an extra fee for this, but it may work out. If your prepaid mobile operator's long distance prices are high, get an extra phone card from a specialized operator.

Depending on the use that you make, you may also want to compare the price of internet surfing, of voicemail, text messages or ringtone downloads for each prepaid mobile operator in your country.

Remember than the most important part of spending less on your mobile phone bill is to compare the prepaid mobile offers of all operators in your area. This is the foundation of correct prepaid mobile tariff selection.

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